body{margin:0;font-family:Arial,Helvetica,sans-serif;color:#1f2937;line-height:1.6}a{color:#1d5d96}header,footer{background:#10243e;color:#fff}.wrap{max-width:1040px;margin:auto;padding:20px 24px}.top{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}.brand{font-weight:700}.nav a,footer a{color:#fff;text-decoration:none;margin-right:14px}.hero{background:#eef4f9;border-bottom:1px solid #d8dee7}.hero .wrap{padding-top:56px;padding-bottom:56px}.hero h1{font-size:clamp(2rem,6vw,3.5rem);line-height:1.1;color:#10243e;margin:0 0 14px}.hero p{max-width:760px;font-size:1.15rem;color:#5f6b7a}main{max-width:1040px;margin:auto;padding:42px 24px}h1,h2,h3{color:#10243e}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{border:1px solid #d8dee7;border-radius:8px;padding:22px}.notice{border-left:4px solid #1d5d96;background:#f5f7fa;padding:16px 18px;margin:24px 0}.button{display:inline-block;background:#1d5d96;color:#fff;text-decoration:none;padding:11px 18px;border-radius:6px;font-weight:700;margin-right:8px}.small{font-size:.9rem;color:#5f6b7a}.contact-list{list-style:none;padding-left:0}.footer-grid{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}@media(max-width:780px){.grid{grid-template-columns:1fr}}